Dental insurance is a type of insurance policy that helps pay for dental care. It can be used to pay for preventive care, such as checkups, cleanings, and procedures like root canals and crowns. Dental insurance differs from medical insurance, which helps pay for medical care. Dental insurance is usually offered through employers but is also available to purchase independently. This article will discuss everything you need to know about dental insurance!
Checkups
Dental insurance will cover two routine checkups per year. The first is to catch any problems early, and the second is a preventive measure to keep your smile healthy. These include dental problems like cavities, gum disease, and tooth decay. If you're paying for dental insurance, you're also entitled to free cleanings and x-rays. These are important because they can help your dentist spot any potential problems early on. You may be eligible for additional coverage if you have a family history of dental problems. Many times, dental insurance is included as part of a benefits package. If you're self-employed or don't have dental insurance through your job, you can purchase it on your own.
Root Canals
This oral procedure involves removing the damaged or infected tissue inside your tooth. It's usually done under local anesthesia, which numbs the area around your tooth. Root canals are typically covered by dental insurance, but the coverage varies depending on your plan. Some plans may cover the entire procedure cost, while others may only cover a portion. For example, specific dental plans may cover up to 50% of the procedure cost.
Dental Crowns
These are custom-made caps that are placed over a damaged tooth. They can be made from different materials, including gold, porcelain, and metal. Dental crowns are used to restore the function and appearance of a tooth. A dental insurance plan may cover the cost of a dental crown, but it depends on your plan. For example, a restorative plan may cover the cost of a dental crown, but a preventive plan may not.
Our clinic accepts a variety of dental insurance. Call us for more information on dental insurance coverage.
Thank you for trusting us with your oral health. Give us a call at (650) 321-9693.
2875 Middlefield Rd, Suite #1 Palo Alto, CA 94306-2548